Loading fund overlap…
22 of 106 unique stocks in common · Jaccard: 20.8%
A weighted portfolio overlap of 20.16% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹20.16 is allocated to the exact same companies at the same relative proportions. The schemes share 22 common holdings.
The largest overlapping asset in their portfolios is HDFC Bank, which commands a weight of 6.48% in HDFC Flexi Cap Fund and 3.03% in UTI Children's Hybrid Fund. Holding both schemes increases your concentration in HDFC Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in HDFC | in UTI |
|---|---|---|
| HDFC BankBanks | 6.48% | 3.03% |
| ICICI BankBanks | 8.83% | 2.59% |
| Bharti AirtelTelecom - Services | 2.96% | 1.77% |
| Axis BankBanks | 6.84% | 1.67% |
| Reliance IndustriesPetroleum Products | 2.01% | 1.67% |
| InfosysIT - Software | 1.32% | 1.46% |
| Tata SteelFerrous Metals | 1.30% | 1.31% |
| Maruti Suzuki IndiaAutomobiles | 2.91% | 1.12% |
| Kotak Mahindra BankBanks | 3.43% | 0.75% |
| State Bank of IndiaBanks | 4.22% | 0.66% |
| Aster DM HealthcareHealthcare Services | 0.64% | 0.73% |
| Larsen & ToubroConstruction | 3.55% | 0.60% |
| EternalRetailing | 2.73% | 0.55% |
| Crompton Greaves Consumer ElectricalsConsumer Durables | 0.40% | 0.54% |
| Eicher MotorsAutomobiles | 2.46% | 0.40% |
| Dr. Lal Path LabsHealthcare Services | 0.66% | 0.36% |
| Power Grid Corporation of IndiaPower | 2.51% | 0.35% |
| Havells IndiaConsumer Durables | 0.57% | 0.29% |
| PB FintechFinancial Technology (Fintech) | 1.18% | 0.29% |
| SwiggyRetailing | 0.27% | 0.28% |
| Oil & Natural Gas CorporationOil | 0.58% | 0.11% |
| Bharat ElectronicsAerospace & Defense | 0.02% | 0.29% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.