Loading fund overlap…
11 of 106 unique stocks in common · Jaccard: 10.4%
A weighted portfolio overlap of 25.45% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹25.45 is allocated to the exact same companies at the same relative proportions. The schemes share 11 common holdings.
The largest overlapping asset in their portfolios is HDFC Bank, which commands a weight of 6.48% in HDFC Flexi Cap Fund and 5.89% in Tata Childrens Fund. Holding both schemes increases your concentration in HDFC Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in HDFC | in Tata |
|---|---|---|
| HDFC BankBanks | 6.48% | 5.89% |
| ICICI BankBanks | 8.83% | 3.82% |
| Larsen & ToubroConstruction | 3.55% | 3.72% |
| Kotak Mahindra BankBanks | 3.43% | 3.51% |
| Axis BankBanks | 6.84% | 3.23% |
| Reliance IndustriesPetroleum Products | 2.01% | 5.23% |
| InfosysIT - Software | 1.32% | 2.24% |
| United SpiritsBeverages | 0.72% | 1.78% |
| Bank of BarodaBanks | 0.69% | 0.98% |
| CIE Automotive IndiaAuto Components | 0.44% | 1.15% |
| Metropolis HealthcareHealthcare Services | 0.35% | 2.03% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.