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21 of 106 unique stocks in common · Jaccard: 19.8%
A weighted portfolio overlap of 29.32% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹29.32 is allocated to the exact same companies at the same relative proportions. The schemes share 21 common holdings.
The largest overlapping asset in their portfolios is HDFC Bank, which commands a weight of 5.18% in UTI - Flexi Cap Fund. and 4.53% in UTI Multi Cap Fund. Holding both schemes increases your concentration in HDFC Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in UTI - | in UTI Multi |
|---|---|---|
| HDFC BankBanks | 5.18% | 4.53% |
| ICICI BankBanks | 6.18% | 3.89% |
| Kotak Mahindra BankBanks | 3.59% | 4.03% |
| Bajaj FinanceFinance | 6.13% | 2.25% |
| Bharti AirtelTelecom - Services | 3.44% | 1.78% |
| Info Edge (India)Retailing | 3.19% | 1.65% |
| Maruti Suzuki IndiaAutomobiles | 2.18% | 1.36% |
| Dr. Lal Path LabsHealthcare Services | 1.85% | 1.24% |
| Ajanta PharmaPharmaceuticals & Biotechnology | 1.76% | 1.10% |
| CoforgeIT - Software | 3.41% | 1.09% |
| Affle 3iIT - Services | 1.03% | 1.46% |
| Dixon Technologies (India)Consumer Durables | 3.15% | 1.00% |
| Berger Paints (I)Consumer Durables | 0.97% | 1.38% |
| Jubilant FoodworksLeisure Services | 0.62% | 1.18% |
| Indiamart IntermeshRetailing | 0.59% | 1.34% |
| Metro BrandsConsumer Durables | 0.59% | 0.85% |
| Clean Science and TechnologyChemicals & Petrochemicals | 0.59% | 0.55% |
| Motherson Sumi Wiring IndiaAuto Components | 0.50% | 1.09% |
| Titan CompanyConsumer Durables | 3.89% | 0.42% |
| Rossari BiotechChemicals & Petrochemicals | 0.40% | 0.53% |
| InfosysIT - Software | 0.17% | 2.52% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.