Loading fund overlap…
15 of 118 unique stocks in common · Jaccard: 12.7%
A weighted portfolio overlap of 29.87% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹29.87 is allocated to the exact same companies at the same relative proportions. The schemes share 15 common holdings.
The largest overlapping asset in their portfolios is ICICI Bank, which commands a weight of 9.19% in HDFC Flexi Cap Fund and 5.95% in UTI - Flexi Cap Fund.. Holding both schemes increases your concentration in ICICI Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in HDFC | in UTI |
|---|---|---|
| ICICI BankBanks | 9.19% | 5.95% |
| HDFC BankBanks | 5.71% | 4.35% |
| EternalRetailing | 3.39% | 6.38% |
| Kotak Mahindra BankBanks | 3.27% | 3.20% |
| Bharti AirtelTelecom - Services | 2.58% | 3.23% |
| Eicher MotorsAutomobiles | 2.44% | 2.26% |
| Maruti Suzuki IndiaAutomobiles | 2.74% | 2.17% |
| Divi's LaboratoriesPharmaceuticals & Biotechnology | 1.58% | 1.67% |
| Persistent SystemsIT - Software | 1.34% | 3.36% |
| Dr. Lal Path LabsHealthcare Services | 0.71% | 2.03% |
| Lenskart SolutionsRetailing | 0.70% | 0.60% |
| Havells IndiaConsumer Durables | 0.54% | 0.97% |
| TVS Motor CompanyAutomobiles | 0.85% | 0.48% |
| Anthem BiosciencesPharmaceuticals & Biotechnology | 0.61% | 0.40% |
| Dixon Technologies (India)Consumer Durables | 0.32% | 3.73% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on Aug 2026). Equity holdings only, ISIN-verified. Not investment advice.