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15 of 80 unique stocks in common · Jaccard: 18.8%
A weighted portfolio overlap of 30.1% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹30.1 is allocated to the exact same companies at the same relative proportions. The schemes share 15 common holdings.
The largest overlapping asset in their portfolios is ICICI Bank, which commands a weight of 4.04% in SBI Equity Hybrid Fund and 5.47% in SBI Retirement Benefit Fund - Aggressive Plan. Holding both schemes increases your concentration in ICICI Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in SBI Equity | in SBI Retirement |
|---|---|---|
| ICICI BankBanks | 4.04% | 5.47% |
| State Bank of IndiaBanks | 3.79% | 3.71% |
| Kotak Mahindra BankBanks | 3.20% | 2.51% |
| Larsen & ToubroConstruction | 2.50% | 4.28% |
| HDFC BankBanks | 2.39% | 6.58% |
| Reliance IndustriesPetroleum Products | 2.36% | 5.42% |
| Bajaj FinanceFinance | 2.49% | 2.16% |
| Hindalco IndustriesNon - Ferrous Metals | 1.74% | 2.52% |
| Asian PaintsConsumer Durables | 1.75% | 1.69% |
| InfosysIT - Software | 1.65% | 2.76% |
| Divi's LaboratoriesPharmaceuticals & Biotechnology | 2.62% | 1.53% |
| InterGlobe AviationTransport Services | 2.25% | 1.00% |
| Page IndustriesTextiles & Apparels | 1.44% | 1.00% |
| DLFRealty | 0.91% | 1.15% |
| Oberoi RealtyRealty | 0.91% | 1.13% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.