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56 of 728 unique stocks in common · Jaccard: 7.7%
A weighted portfolio overlap of 36.49% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹36.49 is allocated to the exact same companies at the same relative proportions. The schemes share 56 common holdings.
The largest overlapping asset in their portfolios is HDFC Bank, which commands a weight of 7.27% in IB18-Groww Nifty Total Market Index Fund and 8.28% in UTI Value Fund. Holding both schemes increases your concentration in HDFC Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in IB18-Groww | in UTI |
|---|---|---|
| HDFC BankBanks | 7.27% | 8.28% |
| ICICI BankBanks | 4.63% | 5.84% |
| Reliance IndustriesPetroleum Products | 4.85% | 2.75% |
| Bharti AirtelTelecom - Services | 2.70% | 4.35% |
| InfosysIT - Software | 2.57% | 3.39% |
| State Bank of IndiaBanks | 1.87% | 3.44% |
| Axis BankBanks | 1.70% | 3.82% |
| Mahindra & MahindraAutomobiles | 1.49% | 3.01% |
| Maruti Suzuki IndiaAutomobiles | 1.02% | 2.20% |
| Sun Pharmaceutical IndustriesPharmaceuticals & Biotechnology | 0.86% | 1.46% |
| Bharat ElectronicsAerospace & Defense | 0.74% | 1.11% |
| Tata SteelFerrous Metals | 0.73% | 1.80% |
| Power Grid Corporation of IndiaPower | 0.63% | 1.85% |
| Oil & Natural Gas CorporationOil | 0.48% | 0.93% |
| Eicher MotorsAutomobiles | 0.46% | 1.78% |
| Tech MahindraIT - Software | 0.44% | 2.60% |
| Hindustan AeronauticsAerospace & Defense | 0.43% | 0.93% |
| Coal IndiaConsumable Fuels | 0.43% | 1.34% |
| CiplaPharmaceuticals & Biotechnology | 0.41% | 1.75% |
| HDFC Life Insurance CompanyInsurance | 0.38% | 1.03% |
| Bharat Petroleum CorporationPetroleum Products | 0.33% | 0.84% |
| Varun BeveragesBeverages | 0.31% | 1.01% |
| The Federal BankBanks | 0.28% | 1.25% |
| Info Edge (India)Retailing | 0.26% | 1.32% |
| Fortis HealthcareHealthcare Services | 0.26% | 1.60% |
| IndusInd BankBanks | 0.25% | 1.70% |
| Bank of BarodaBanks | 0.25% | 0.95% |
| DLFRealty | 0.23% | 0.96% |
| ICICI Lombard General Insurance CompanyInsurance | 0.23% | 1.55% |
| Samvardhana Motherson InternationalAuto Components | 0.23% | 0.99% |
| SwiggyRetailing | 0.17% | 0.72% |
| Tube Investments of IndiaAuto Components | 0.16% | 0.95% |
| MphasisIT - Software | 0.15% | 1.72% |
| The Phoenix MillsRealty | 0.15% | 1.80% |
| PI IndustriesFertilizers & Agrochemicals | 0.14% | 0.75% |
| Dabur IndiaPersonal Products | 0.14% | 1.25% |
| Glenmark PharmaceuticalsPharmaceuticals & Biotechnology | 0.14% | 1.66% |
| Mahindra & Mahindra Financial ServicesFinance | 0.10% | 1.47% |
| Crompton Greaves Consumer ElectricalsConsumer Durables | 0.09% | 1.82% |
| Dalmia BharatCement & Cement Products | 0.08% | 1.04% |
| Brigade EnterprisesRealty | 0.07% | 1.20% |
| AIA EngineeringIndustrial Products | 0.06% | 1.17% |
| The Great Eastern Shipping CompanyTransport Services | 0.05% | 1.23% |
| EmamiPersonal Products | 0.05% | 0.81% |
| Kajaria CeramicsConsumer Durables | 0.05% | 1.04% |
| JSW InfrastructureTransport Infrastructure | 0.04% | 1.04% |
| PVR INOXEntertainment | 0.04% | 0.93% |
| Indiamart IntermeshRetailing | 0.04% | 0.70% |
| Mahanagar GasGas | 0.04% | 0.97% |
| Sapphire Foods IndiaLeisure Services | 0.03% | 0.74% |
| Aditya Birla Lifestyle BrandsRetailing | 0.03% | 0.51% |
| Metropolis HealthcareHealthcare Services | 0.02% | 1.18% |
| Cera SanitarywareConsumer Durables | 0.02% | 0.95% |
| PNC InfratechConstruction | 0.02% | 0.75% |
| Jk PaperPaper, Forest & Jute Products | 0.01% | 0.98% |
| SymphonyConsumer Durables | 0.01% | 0.45% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.