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18 of 107 unique stocks in common · Jaccard: 16.8%
A weighted portfolio overlap of 25.82% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹25.82 is allocated to the exact same companies at the same relative proportions. The schemes share 18 common holdings.
The largest overlapping asset in their portfolios is ICICI Bank, which commands a weight of 3.74% in Aditya Birla Sun Life Retirement Fund - The 30S Plan and 8.30% in SBI Nifty 50 ETF. Holding both schemes increases your concentration in ICICI Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Aditya | in SBI |
|---|---|---|
| ICICI BankBanks | 3.74% | 8.30% |
| HDFC BankBanks | 2.34% | 10.53% |
| Axis BankBanks | 1.82% | 3.41% |
| Sun Pharmaceutical IndustriesPharmaceuticals & Biotechnology | 1.79% | 1.76% |
| Larsen & ToubroConstruction | 1.73% | 4.43% |
| EternalRetailing | 2.00% | 1.67% |
| Hindalco IndustriesNon - Ferrous Metals | 2.18% | 1.51% |
| Hindustan UnileverDiversified FMCG | 1.50% | 1.77% |
| State Bank of IndiaBanks | 1.46% | 3.70% |
| InfosysIT - Software | 1.24% | 3.76% |
| Adani Ports and Special Economic ZoneTransport Infrastructure | 1.84% | 1.23% |
| NTPCPower | 0.99% | 1.70% |
| Reliance IndustriesPetroleum Products | 0.93% | 8.25% |
| Tech MahindraIT - Software | 1.64% | 0.87% |
| TrentRetailing | 1.34% | 0.87% |
| Shriram FinanceFinance | 0.80% | 1.23% |
| SBI Life Insurance CompanyInsurance | 1.24% | 0.76% |
| HDFC Life Insurance CompanyInsurance | 0.62% | 0.59% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.