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12 of 127 unique stocks in common · Jaccard: 9.4%
A weighted portfolio overlap of 13.21% indicates a low overlap (mostly different holdings). This means that out of every ₹100 you invest across these two schemes, approximately ₹13.21 is allocated to the exact same companies at the same relative proportions. The schemes share 12 common holdings.
The largest overlapping asset in their portfolios is Eternal, which commands a weight of 2.00% in Aditya Birla Sun Life Retirement Fund - The 30S Plan and 2.04% in Kotak Midcap Fund. Holding both schemes increases your concentration in Eternal rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Aditya | in Kotak |
|---|---|---|
| EternalRetailing | 2.00% | 2.04% |
| SwiggyRetailing | 1.48% | 1.65% |
| Fortis HealthcareHealthcare Services | 1.44% | 4.03% |
| The Federal BankBanks | 1.27% | 2.14% |
| ICICI Lombard General Insurance CompanyInsurance | 1.63% | 1.18% |
| JK CementCement & Cement Products | 1.07% | 1.94% |
| Hindustan Petroleum CorporationPetroleum Products | 1.04% | 1.41% |
| Jindal SteelFerrous Metals | 2.14% | 0.96% |
| Persistent SystemsIT - Software | 0.86% | 1.62% |
| Bank of MaharashtraBanks | 0.83% | 2.10% |
| Nippon Life India Asset ManagementCapital Markets | 0.59% | 1.62% |
| PI IndustriesFertilizers & Agrochemicals | 0.48% | 1.33% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.