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14 of 91 unique stocks in common · Jaccard: 15.4%
A weighted portfolio overlap of 23.17% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹23.17 is allocated to the exact same companies at the same relative proportions. The schemes share 14 common holdings.
The largest overlapping asset in their portfolios is ICICI Bank, which commands a weight of 3.74% in Aditya Birla Sun Life Retirement Fund - The 30S Plan and 10.14% in SBI BSE Sensex ETF. Holding both schemes increases your concentration in ICICI Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Aditya | in SBI |
|---|---|---|
| ICICI BankBanks | 3.74% | 10.14% |
| HDFC BankBanks | 2.34% | 12.80% |
| EternalRetailing | 2.00% | 2.02% |
| Axis BankBanks | 1.82% | 4.15% |
| Sun Pharmaceutical IndustriesPharmaceuticals & Biotechnology | 1.79% | 2.19% |
| Larsen & ToubroConstruction | 1.73% | 5.38% |
| Hindustan UnileverDiversified FMCG | 1.50% | 2.16% |
| Adani Ports and Special Economic ZoneTransport Infrastructure | 1.84% | 1.50% |
| State Bank of IndiaBanks | 1.46% | 4.52% |
| InfosysIT - Software | 1.24% | 4.56% |
| Tech MahindraIT - Software | 1.64% | 1.07% |
| TrentRetailing | 1.34% | 1.05% |
| NTPCPower | 0.99% | 2.07% |
| Reliance IndustriesPetroleum Products | 0.93% | 10.08% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.