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22 of 134 unique stocks in common · Jaccard: 16.4%
A weighted portfolio overlap of 23.22% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹23.22 is allocated to the exact same companies at the same relative proportions. The schemes share 22 common holdings.
The largest overlapping asset in their portfolios is ICICI Bank, which commands a weight of 3.74% in Aditya Birla Sun Life Retirement Fund - The 30S Plan and 8.72% in ICICI Prudential Large Cap Fund. Holding both schemes increases your concentration in ICICI Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Aditya | in ICICI |
|---|---|---|
| ICICI BankBanks | 3.74% | 8.72% |
| HDFC BankBanks | 2.34% | 8.46% |
| Axis BankBanks | 1.82% | 4.67% |
| Sun Pharmaceutical IndustriesPharmaceuticals & Biotechnology | 1.79% | 2.65% |
| Larsen & ToubroConstruction | 1.73% | 5.38% |
| InfosysIT - Software | 1.24% | 3.60% |
| SBI Life Insurance CompanyInsurance | 1.24% | 1.09% |
| State Bank of IndiaBanks | 1.46% | 1.02% |
| NTPCPower | 0.99% | 2.38% |
| Reliance IndustriesPetroleum Products | 0.93% | 5.41% |
| Avenue SupermartsRetailing | 1.10% | 0.92% |
| Hindustan UnileverDiversified FMCG | 1.50% | 0.83% |
| TrentRetailing | 1.34% | 0.68% |
| HDFC Life Insurance CompanyInsurance | 0.62% | 1.16% |
| Bharat Petroleum CorporationPetroleum Products | 0.87% | 0.60% |
| EternalRetailing | 2.00% | 0.54% |
| Tech MahindraIT - Software | 1.64% | 0.50% |
| TVS Motor CompanyAutomobiles | 1.20% | 0.49% |
| SwiggyRetailing | 1.48% | 0.42% |
| ICICI Lombard General Insurance CompanyInsurance | 1.63% | 0.40% |
| Godrej Consumer ProductsPersonal Products | 2.18% | 0.33% |
| Supreme IndustriesIndustrial Products | 0.38% | 0.21% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.