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19 of 70 unique stocks in common · Jaccard: 27.1%
A weighted portfolio overlap of 13.8% indicates a low overlap (mostly different holdings). This means that out of every ₹100 you invest across these two schemes, approximately ₹13.8 is allocated to the exact same companies at the same relative proportions. The schemes share 19 common holdings.
The largest overlapping asset in their portfolios is HDFC Bank, which commands a weight of 1.75% in Aditya Birla Sun Life Retirement Fund - The 50S Plan and 10.53% in UTI Nifty 50 ETF. Holding both schemes increases your concentration in HDFC Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Aditya | in UTI |
|---|---|---|
| HDFC BankBanks | 1.75% | 10.53% |
| ICICI BankBanks | 1.68% | 8.30% |
| Hindalco IndustriesNon - Ferrous Metals | 1.38% | 1.51% |
| State Bank of IndiaBanks | 1.15% | 3.70% |
| Bharti AirtelTelecom - Services | 1.07% | 5.19% |
| Bajaj FinanceFinance | 0.89% | 2.25% |
| Ultratech CementCement & Cement Products | 0.83% | 1.26% |
| Axis BankBanks | 0.82% | 3.41% |
| Sun Pharmaceutical IndustriesPharmaceuticals & Biotechnology | 0.69% | 1.76% |
| Bajaj AutoAutomobiles | 0.64% | 1.07% |
| Larsen & ToubroConstruction | 0.56% | 4.42% |
| Apollo Hospitals EnterpriseHealthcare Services | 0.46% | 0.78% |
| Tech MahindraIT - Software | 0.39% | 0.87% |
| InfosysIT - Software | 0.31% | 3.76% |
| Kotak Mahindra BankBanks | 0.29% | 2.61% |
| SBI Life Insurance CompanyInsurance | 0.28% | 0.76% |
| NTPCPower | 0.24% | 1.70% |
| EternalRetailing | 0.23% | 1.67% |
| CiplaPharmaceuticals & Biotechnology | 0.16% | 0.73% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.