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11 of 71 unique stocks in common · Jaccard: 15.5%
A weighted portfolio overlap of 9.73% indicates a low overlap (mostly different holdings). This means that out of every ₹100 you invest across these two schemes, approximately ₹9.73 is allocated to the exact same companies at the same relative proportions. The schemes share 11 common holdings.
The largest overlapping asset in their portfolios is HDFC Bank, which commands a weight of 1.75% in Aditya Birla Sun Life Retirement Fund - The 50S Plan and 2.39% in SBI Equity Hybrid Fund. Holding both schemes increases your concentration in HDFC Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Aditya | in SBI |
|---|---|---|
| HDFC BankBanks | 1.75% | 2.39% |
| ICICI BankBanks | 1.68% | 4.04% |
| Hindalco IndustriesNon - Ferrous Metals | 1.38% | 1.74% |
| State Bank of IndiaBanks | 1.15% | 3.79% |
| Bharti AirtelTelecom - Services | 1.07% | 3.27% |
| Bajaj FinanceFinance | 0.89% | 2.49% |
| Larsen & ToubroConstruction | 0.56% | 2.50% |
| Avenue SupermartsRetailing | 0.42% | 1.59% |
| InfosysIT - Software | 0.31% | 1.65% |
| Kotak Mahindra BankBanks | 0.29% | 3.20% |
| NTPCPower | 0.24% | 0.88% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.