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14 of 55 unique stocks in common · Jaccard: 25.5%
A weighted portfolio overlap of 10.89% indicates a low overlap (mostly different holdings). This means that out of every ₹100 you invest across these two schemes, approximately ₹10.89 is allocated to the exact same companies at the same relative proportions. The schemes share 14 common holdings.
The largest overlapping asset in their portfolios is HDFC Bank, which commands a weight of 1.75% in Aditya Birla Sun Life Retirement Fund - The 50S Plan and 12.80% in SBI BSE Sensex ETF. Holding both schemes increases your concentration in HDFC Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Aditya | in SBI |
|---|---|---|
| HDFC BankBanks | 1.75% | 12.80% |
| ICICI BankBanks | 1.68% | 10.14% |
| State Bank of IndiaBanks | 1.15% | 4.52% |
| Bharti AirtelTelecom - Services | 1.07% | 5.89% |
| Bajaj FinanceFinance | 0.89% | 2.73% |
| Ultratech CementCement & Cement Products | 0.83% | 1.52% |
| Axis BankBanks | 0.82% | 4.15% |
| Sun Pharmaceutical IndustriesPharmaceuticals & Biotechnology | 0.69% | 2.19% |
| Larsen & ToubroConstruction | 0.56% | 5.38% |
| Tech MahindraIT - Software | 0.39% | 1.07% |
| InfosysIT - Software | 0.31% | 4.56% |
| Kotak Mahindra BankBanks | 0.29% | 3.19% |
| NTPCPower | 0.24% | 2.07% |
| EternalRetailing | 0.23% | 2.02% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.