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21 of 126 unique stocks in common · Jaccard: 16.7%
A weighted portfolio overlap of 27.59% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹27.59 is allocated to the exact same companies at the same relative proportions. The schemes share 21 common holdings.
The largest overlapping asset in their portfolios is ICICI Bank, which commands a weight of 5.59% in Aditya Birla Sun Life Bal Bhavishya Yojna and 3.70% in Aditya Birla Sun Life Consumption Fund. Holding both schemes increases your concentration in ICICI Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Aditya Birla Sun Life Bal | in Aditya Birla Sun Life Consumption |
|---|---|---|
| ICICI BankBanks | 5.59% | 3.70% |
| Bharti AirtelTelecom - Services | 2.69% | 5.48% |
| HDFC BankBanks | 3.95% | 2.47% |
| Axis BankBanks | 2.92% | 2.25% |
| MeeshoRetailing | 2.48% | 1.83% |
| Mahindra & MahindraAutomobiles | 1.70% | 4.19% |
| TrentRetailing | 1.70% | 2.85% |
| Varun BeveragesBeverages | 1.66% | 1.86% |
| EternalRetailing | 1.63% | 5.06% |
| Godrej Consumer ProductsPersonal Products | 1.13% | 2.00% |
| Kotak Mahindra BankBanks | 0.98% | 1.46% |
| United BreweriesBeverages | 0.97% | 1.36% |
| Dabur IndiaPersonal Products | 1.50% | 0.84% |
| V-Guard IndustriesConsumer Durables | 1.27% | 0.73% |
| Bikaji Foods InternationalFood Products | 0.86% | 0.72% |
| Devyani InternationalLeisure Services | 0.57% | 0.74% |
| Bajaj FinanceFinance | 1.10% | 0.55% |
| Tata MotorsAgricultural, Commercial & Construction Vehicles | 0.51% | 0.84% |
| Cello WorldConsumer Durables | 0.59% | 0.46% |
| Max Financial ServicesInsurance | 1.15% | 0.44% |
| Century Plyboards (India)Consumer Durables | 1.36% | 0.07% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on Apr 2026). Equity holdings only, ISIN-verified. Not investment advice.