Loading fund overlap…
24 of 131 unique stocks in common · Jaccard: 18.3%
A weighted portfolio overlap of 33.2% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹33.2 is allocated to the exact same companies at the same relative proportions. The schemes share 24 common holdings.
The largest overlapping asset in their portfolios is ICICI Bank, which commands a weight of 5.59% in Aditya Birla Sun Life Bal Bhavishya Yojna and 8.72% in ICICI Prudential Large Cap Fund. Holding both schemes increases your concentration in ICICI Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Aditya | in ICICI |
|---|---|---|
| ICICI BankBanks | 5.59% | 8.72% |
| Reliance IndustriesPetroleum Products | 4.03% | 5.41% |
| HDFC BankBanks | 3.95% | 8.46% |
| Axis BankBanks | 2.92% | 4.67% |
| InfosysIT - Software | 2.78% | 3.60% |
| Bharti AirtelTelecom - Services | 2.69% | 4.34% |
| Larsen & ToubroConstruction | 2.39% | 5.38% |
| Mahindra & MahindraAutomobiles | 1.70% | 2.34% |
| Hindustan AeronauticsAerospace & Defense | 1.11% | 1.11% |
| State Bank of IndiaBanks | 2.11% | 1.02% |
| Kotak Mahindra BankBanks | 0.98% | 1.21% |
| TrentRetailing | 1.70% | 0.68% |
| EternalRetailing | 1.63% | 0.54% |
| Tata MotorsAgricultural, Commercial & Construction Vehicles | 0.51% | 0.68% |
| Tech MahindraIT - Software | 1.75% | 0.50% |
| Grasim IndustriesCement & Cement Products | 1.19% | 0.35% |
| Godrej Consumer ProductsPersonal Products | 1.13% | 0.33% |
| United BreweriesBeverages | 0.97% | 0.30% |
| VedantaDiversified Metals | 0.47% | 0.29% |
| Container Corporation of IndiaTransport Services | 0.56% | 0.24% |
| Vedanta Aluminium MetalNon - Ferrous Metals | 0.64% | 0.13% |
| Malco EnergyOil | 0.11% | 0.13% |
| Talwandi Sabo PowerPower | 0.06% | 0.13% |
| Vedanta Iron And SteelFerrous Metals | 0.03% | 0.13% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.