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23 of 57 unique stocks in common · Jaccard: 40.4%
A weighted portfolio overlap of 42.4% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹42.4 is allocated to the exact same companies at the same relative proportions. The schemes share 23 common holdings.
The largest overlapping asset in their portfolios is ICICI Bank, which commands a weight of 4.29% in UTI BSE Low Volatility Index Fund and 9.45% in UTI Nifty 50 Index Fund. Holding both schemes increases your concentration in ICICI Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in UTI BSE | in UTI Nifty |
|---|---|---|
| ICICI BankBanks | 4.29% | 9.45% |
| HDFC BankBanks | 3.65% | 9.85% |
| Larsen & ToubroConstruction | 3.38% | 4.30% |
| Bharti AirtelTelecom - Services | 3.32% | 5.00% |
| State Bank of IndiaBanks | 3.17% | 3.98% |
| Reliance IndustriesPetroleum Products | 2.98% | 7.83% |
| ITCDiversified FMCG | 2.84% | 2.24% |
| Tata Consultancy ServicesIT - Software | 2.93% | 2.22% |
| Sun Pharmaceutical IndustriesPharmaceuticals & Biotechnology | 3.49% | 1.91% |
| Titan CompanyConsumer Durables | 3.91% | 1.91% |
| Maruti Suzuki IndiaAutomobiles | 3.17% | 1.60% |
| Hindustan UnileverDiversified FMCG | 3.23% | 1.58% |
| NTPCPower | 2.83% | 1.41% |
| Ultratech CementCement & Cement Products | 3.53% | 1.23% |
| Grasim IndustriesCement & Cement Products | 3.82% | 1.15% |
| Asian PaintsConsumer Durables | 3.52% | 1.09% |
| Nestle IndiaFood Products | 3.99% | 0.97% |
| Coal IndiaConsumable Fuels | 2.76% | 0.87% |
| Apollo Hospitals EnterpriseHealthcare Services | 3.76% | 0.83% |
| CiplaPharmaceuticals & Biotechnology | 3.39% | 0.72% |
| SBI Life Insurance CompanyInsurance | 3.11% | 0.71% |
| Dr. Reddy's LaboratoriesPharmaceuticals & Biotechnology | 2.71% | 0.64% |
| HDFC Life Insurance CompanyInsurance | 2.83% | 0.53% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on Aug 2026). Equity holdings only, ISIN-verified. Not investment advice.