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12 of 106 unique stocks in common · Jaccard: 11.3%
A weighted portfolio overlap of 15.44% indicates a low overlap (mostly different holdings). This means that out of every ₹100 you invest across these two schemes, approximately ₹15.44 is allocated to the exact same companies at the same relative proportions. The schemes share 12 common holdings.
The largest overlapping asset in their portfolios is NTPC, which commands a weight of 3.16% in Kotak Rural Opportunities Fund and 3.35% in Nippon India Value Fund. Holding both schemes increases your concentration in NTPC rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Kotak | in Nippon |
|---|---|---|
| NTPCPower | 3.16% | 3.35% |
| Bharti AirtelTelecom - Services | 9.20% | 2.84% |
| State Bank of IndiaBanks | 8.85% | 1.84% |
| Mahindra & MahindraAutomobiles | 7.66% | 1.65% |
| SBI Life Insurance CompanyInsurance | 2.07% | 1.15% |
| India Shelter Finance CorporationFinance | 1.06% | 1.24% |
| ITCDiversified FMCG | 1.85% | 1.01% |
| Bajaj AutoAutomobiles | 1.42% | 0.86% |
| Crompton Greaves Consumer ElectricalsConsumer Durables | 0.62% | 1.02% |
| Maruti Suzuki IndiaAutomobiles | 0.99% | 0.51% |
| Indus TowersTelecom - Services | 2.50% | 0.47% |
| VedantaDiversified Metals | 0.27% | 0.95% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.