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10 of 93 unique stocks in common · Jaccard: 10.8%
A weighted portfolio overlap of 25.32% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹25.32 is allocated to the exact same companies at the same relative proportions. The schemes share 10 common holdings.
The largest overlapping asset in their portfolios is ICICI Bank, which commands a weight of 5.59% in Aditya Birla Sun Life Bal Bhavishya Yojna and 8.71% in DSP Focused Fund. Holding both schemes increases your concentration in ICICI Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Aditya | in DSP |
|---|---|---|
| ICICI BankBanks | 5.59% | 8.71% |
| HDFC BankBanks | 3.95% | 8.06% |
| Axis BankBanks | 2.92% | 5.35% |
| Bharti AirtelTelecom - Services | 2.69% | 4.10% |
| InfosysIT - Software | 2.78% | 2.65% |
| State Bank of IndiaBanks | 2.11% | 3.22% |
| Tech MahindraIT - Software | 1.75% | 2.23% |
| Century Plyboards (India)Consumer Durables | 1.36% | 1.94% |
| Samvardhana Motherson InternationalAuto Components | 1.20% | 3.58% |
| Bajaj FinanceFinance | 1.10% | 2.68% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.