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26 of 119 unique stocks in common · Jaccard: 21.8%
A weighted portfolio overlap of 35.46% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹35.46 is allocated to the exact same companies at the same relative proportions. The schemes share 26 common holdings.
The largest overlapping asset in their portfolios is Reliance Industries, which commands a weight of 4.03% in Aditya Birla Sun Life Bal Bhavishya Yojna and 3.56% in Aditya Birla Sun Life Value Fund. Holding both schemes increases your concentration in Reliance Industries rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Aditya Birla Sun Life Bal | in Aditya Birla Sun Life Value |
|---|---|---|
| Reliance IndustriesPetroleum Products | 4.03% | 3.56% |
| HDFC BankBanks | 3.95% | 3.20% |
| Axis BankBanks | 2.92% | 2.98% |
| ICICI BankBanks | 5.59% | 2.91% |
| InfosysIT - Software | 2.78% | 3.55% |
| Welspun CorpIndustrial Products | 2.16% | 3.61% |
| State Bank of IndiaBanks | 2.11% | 2.94% |
| Shriram FinanceFinance | 1.91% | 3.27% |
| Tech MahindraIT - Software | 1.75% | 3.02% |
| Ambuja CementsCement & Cement Products | 1.23% | 1.64% |
| Grasim IndustriesCement & Cement Products | 1.19% | 1.74% |
| LTIMindtreeIT - Software | 1.09% | 1.68% |
| Adani Ports and Special Economic ZoneTransport Infrastructure | 1.06% | 2.19% |
| Jindal SteelFerrous Metals | 1.04% | 1.96% |
| Kotak Mahindra BankBanks | 0.98% | 1.56% |
| Bharat Heavy ElectricalsElectrical Equipment | 0.90% | 2.05% |
| Minda CorporationAuto Components | 0.81% | 2.43% |
| Balrampur Chini MillsAgricultural Food & Other Products | 0.69% | 0.72% |
| Larsen & ToubroConstruction | 2.39% | 0.68% |
| CyientIT - Services | 0.68% | 0.82% |
| Vedanta Aluminium MetalNon - Ferrous Metals | 0.64% | 1.06% |
| SAMHI HotelsLeisure Services | 1.05% | 0.50% |
| VedantaDiversified Metals | 0.47% | 0.78% |
| Malco EnergyOil | 0.11% | 0.18% |
| Talwandi Sabo PowerPower | 0.06% | 0.10% |
| Vedanta Iron And SteelFerrous Metals | 0.03% | 0.05% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on Apr 2026). Equity holdings only, ISIN-verified. Not investment advice.