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18 of 70 unique stocks in common · Jaccard: 25.7%
A weighted portfolio overlap of 56.18% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹56.18 is allocated to the exact same companies at the same relative proportions. The schemes share 18 common holdings.
The largest overlapping asset in their portfolios is ICICI Bank, which commands a weight of 8.75% in UTI Focused Fund and 8.22% in UTI - Large Cap Fund. Holding both schemes increases your concentration in ICICI Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in UTI Focused | in UTI - |
|---|---|---|
| ICICI BankBanks | 8.75% | 8.22% |
| HDFC BankBanks | 8.17% | 9.15% |
| Reliance IndustriesPetroleum Products | 5.15% | 5.35% |
| InfosysIT - Software | 4.17% | 4.90% |
| Larsen & ToubroConstruction | 4.61% | 4.15% |
| Bharti AirtelTelecom - Services | 3.86% | 4.11% |
| Bajaj FinanceFinance | 3.83% | 3.91% |
| Kotak Mahindra BankBanks | 3.73% | 4.55% |
| EternalRetailing | 5.08% | 2.80% |
| Mahindra & MahindraAutomobiles | 2.89% | 1.74% |
| Hindustan AeronauticsAerospace & Defense | 1.78% | 1.68% |
| Maruti Suzuki IndiaAutomobiles | 2.22% | 1.63% |
| Tata Consumer ProductsAgricultural Food & Other Products | 2.74% | 1.42% |
| Titan CompanyConsumer Durables | 3.30% | 1.34% |
| Tech MahindraIT - Software | 3.06% | 1.24% |
| Tata SteelFerrous Metals | 3.82% | 1.11% |
| PB FintechFinancial Technology (Fintech) | 2.16% | 1.05% |
| AstralIndustrial Products | 1.83% | 0.89% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.