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17 of 94 unique stocks in common · Jaccard: 18.1%
A weighted portfolio overlap of 35.13% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹35.13 is allocated to the exact same companies at the same relative proportions. The schemes share 17 common holdings.
The largest overlapping asset in their portfolios is HDFC Bank, which commands a weight of 7.38% in Templeton India Value Fund and 7.52% in UTI Value Fund. Holding both schemes increases your concentration in HDFC Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Templeton | in UTI |
|---|---|---|
| HDFC BankBanks | 7.38% | 7.52% |
| ICICI BankBanks | 5.86% | 6.49% |
| Axis BankBanks | 7.00% | 3.87% |
| InfosysIT - Software | 3.66% | 3.38% |
| Reliance IndustriesPetroleum Products | 4.98% | 2.53% |
| Maruti Suzuki IndiaAutomobiles | 2.96% | 1.98% |
| CiplaPharmaceuticals & Biotechnology | 3.67% | 1.69% |
| State Bank of IndiaBanks | 1.27% | 3.43% |
| Power Grid Corporation of IndiaPower | 1.23% | 1.79% |
| Oil & Natural Gas CorporationOil | 2.17% | 0.97% |
| Bharat Petroleum CorporationPetroleum Products | 1.26% | 0.88% |
| Hindustan AeronauticsAerospace & Defense | 1.87% | 0.88% |
| SwiggyRetailing | 1.61% | 0.77% |
| EmamiPersonal Products | 1.33% | 0.72% |
| Tata Motors Passenger VehiclesAutomobiles | 1.77% | 0.65% |
| Indiamart IntermeshRetailing | 0.94% | 0.54% |
| ITCDiversified FMCG | 2.13% | 0.53% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on Aug 2026). Equity holdings only, ISIN-verified. Not investment advice.