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12 of 89 unique stocks in common · Jaccard: 13.5%
A weighted portfolio overlap of 30.12% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹30.12 is allocated to the exact same companies at the same relative proportions. The schemes share 12 common holdings.
The largest overlapping asset in their portfolios is HDFC Bank, which commands a weight of 8.22% in Tata Large & Mid Cap Fund and 10.53% in UTI Nifty 50 ETF. Holding both schemes increases your concentration in HDFC Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Tata | in UTI |
|---|---|---|
| HDFC BankBanks | 8.22% | 10.53% |
| Bharti AirtelTelecom - Services | 3.94% | 5.19% |
| Reliance IndustriesPetroleum Products | 3.90% | 8.25% |
| ICICI BankBanks | 3.71% | 8.30% |
| State Bank of IndiaBanks | 5.20% | 3.70% |
| Larsen & ToubroConstruction | 1.90% | 4.42% |
| Tata Consultancy ServicesIT - Software | 0.91% | 2.13% |
| ITCDiversified FMCG | 0.85% | 2.56% |
| Ultratech CementCement & Cement Products | 0.83% | 1.26% |
| Tata Motors Passenger VehiclesAutomobiles | 1.06% | 0.76% |
| Kotak Mahindra BankBanks | 0.72% | 2.61% |
| InfosysIT - Software | 0.68% | 3.76% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.