Loading fund overlap…
8 of 63 unique stocks in common · Jaccard: 12.7%
A weighted portfolio overlap of 27.86% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹27.86 is allocated to the exact same companies at the same relative proportions. The schemes share 8 common holdings.
The largest overlapping asset in their portfolios is ICICI Bank, which commands a weight of 8.37% in Tata Housing Opportunities Fund and 8.25% in Tata Large Cap Fund. Holding both schemes increases your concentration in ICICI Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Tata Housing | in Tata Large |
|---|---|---|
| ICICI BankBanks | 8.37% | 8.25% |
| HDFC BankBanks | 9.40% | 6.03% |
| Larsen & ToubroConstruction | 5.76% | 3.54% |
| Adani Energy SolutionsPower | 2.27% | 2.98% |
| JSW SteelFerrous Metals | 4.72% | 2.05% |
| Ambuja CementsCement & Cement Products | 3.85% | 2.00% |
| NTPCPower | 6.22% | 1.88% |
| State Bank of IndiaBanks | 1.84% | 2.95% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.