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12 of 71 unique stocks in common · Jaccard: 16.9%
A weighted portfolio overlap of 34.71% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹34.71 is allocated to the exact same companies at the same relative proportions. The schemes share 12 common holdings.
The largest overlapping asset in their portfolios is HDFC Bank, which commands a weight of 6.94% in Tata Focused Fund and 8.28% in UTI Value Fund. Holding both schemes increases your concentration in HDFC Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Tata | in UTI |
|---|---|---|
| HDFC BankBanks | 6.94% | 8.28% |
| ICICI BankBanks | 6.63% | 5.84% |
| Axis BankBanks | 5.61% | 3.82% |
| Bharti AirtelTelecom - Services | 3.55% | 4.35% |
| InfosysIT - Software | 3.44% | 3.39% |
| Mahindra & MahindraAutomobiles | 3.55% | 3.01% |
| Reliance IndustriesPetroleum Products | 4.83% | 2.75% |
| Sun Pharmaceutical IndustriesPharmaceuticals & Biotechnology | 2.30% | 1.46% |
| Metropolis HealthcareHealthcare Services | 3.56% | 1.18% |
| HDFC Life Insurance CompanyInsurance | 2.89% | 1.03% |
| Samvardhana Motherson InternationalAuto Components | 4.48% | 0.99% |
| PNC InfratechConstruction | 1.82% | 0.75% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.