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20 of 94 unique stocks in common · Jaccard: 21.3%
A weighted portfolio overlap of 42.71% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹42.71 is allocated to the exact same companies at the same relative proportions. The schemes share 20 common holdings.
The largest overlapping asset in their portfolios is HDFC Bank, which commands a weight of 6.89% in Sundaram Value Fund and 7.52% in UTI Value Fund. Holding both schemes increases your concentration in HDFC Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Sundaram | in UTI |
|---|---|---|
| HDFC BankBanks | 6.89% | 7.52% |
| ICICI BankBanks | 5.83% | 6.49% |
| Axis BankBanks | 4.72% | 3.87% |
| Bharti AirtelTelecom - Services | 3.56% | 4.12% |
| State Bank of IndiaBanks | 4.18% | 3.43% |
| InfosysIT - Software | 3.47% | 3.38% |
| Reliance IndustriesPetroleum Products | 5.32% | 2.53% |
| IndusInd BankBanks | 2.10% | 1.83% |
| Power Grid Corporation of IndiaPower | 1.68% | 1.79% |
| CiplaPharmaceuticals & Biotechnology | 1.47% | 1.69% |
| Coal IndiaConsumable Fuels | 1.54% | 1.22% |
| Tech MahindraIT - Software | 1.14% | 2.59% |
| Larsen & ToubroConstruction | 3.02% | 0.95% |
| Mahanagar GasGas | 1.14% | 0.92% |
| Sapphire Foods IndiaLeisure Services | 1.67% | 0.90% |
| SwiggyRetailing | 1.31% | 0.77% |
| EmamiPersonal Products | 1.62% | 0.72% |
| PI IndustriesFertilizers & Agrochemicals | 0.98% | 0.59% |
| ITCDiversified FMCG | 2.61% | 0.53% |
| Brigade EnterprisesRealty | 0.50% | 1.63% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on Aug 2026). Equity holdings only, ISIN-verified. Not investment advice.