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11 of 67 unique stocks in common · Jaccard: 16.4%
A weighted portfolio overlap of 29.59% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹29.59 is allocated to the exact same companies at the same relative proportions. The schemes share 11 common holdings.
The largest overlapping asset in their portfolios is HDFC Bank, which commands a weight of 5.47% in SBI Long Term Advantage Fund - Series V and 6.58% in SBI Retirement Benefit Fund - Aggressive Plan. Holding both schemes increases your concentration in HDFC Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in SBI Long | in SBI Retirement |
|---|---|---|
| HDFC BankBanks | 5.47% | 6.58% |
| ICICI BankBanks | 4.97% | 5.47% |
| State Bank of IndiaBanks | 4.63% | 3.71% |
| InfosysIT - Software | 3.16% | 2.76% |
| Kotak Mahindra BankBanks | 3.26% | 2.51% |
| Bajaj FinanceFinance | 2.82% | 2.16% |
| JSW CementCement & Cement Products | 2.93% | 2.04% |
| Navin Fluorine InternationalChemicals & Petrochemicals | 3.22% | 1.73% |
| Divi's LaboratoriesPharmaceuticals & Biotechnology | 3.77% | 1.53% |
| Grindwell NortonIndustrial Products | 3.94% | 1.40% |
| Sona BLW Precision ForgingsAuto Components | 2.57% | 1.31% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.