Loading fund overlap…
25 of 93 unique stocks in common · Jaccard: 26.9%
A weighted portfolio overlap of 49.87% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹49.87 is allocated to the exact same companies at the same relative proportions. The schemes share 25 common holdings.
The largest overlapping asset in their portfolios is ICICI Bank, which commands a weight of 8.66% in SBI Large Cap Fund and 9.27% in UTI - Large Cap Fund. Holding both schemes increases your concentration in ICICI Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in SBI | in UTI |
|---|---|---|
| ICICI BankBanks | 8.66% | 9.27% |
| HDFC BankBanks | 7.78% | 8.64% |
| Larsen & ToubroConstruction | 5.43% | 3.91% |
| Kotak Mahindra BankBanks | 3.65% | 4.83% |
| Reliance IndustriesPetroleum Products | 3.59% | 5.02% |
| InfosysIT - Software | 3.66% | 3.49% |
| Axis BankBanks | 3.24% | 3.12% |
| Bharti AirtelTelecom - Services | 2.10% | 3.96% |
| State Bank of IndiaBanks | 3.67% | 1.79% |
| EternalRetailing | 1.73% | 3.49% |
| HDFC Life Insurance CompanyInsurance | 2.86% | 1.27% |
| Tech MahindraIT - Software | 1.92% | 1.04% |
| Mankind PharmaPharmaceuticals & Biotechnology | 1.79% | 0.95% |
| Varun BeveragesBeverages | 1.78% | 0.89% |
| Tata MotorsAgricultural, Commercial & Construction Vehicles | 3.25% | 0.82% |
| Vedanta Aluminium MetalNon - Ferrous Metals | 1.37% | 0.78% |
| JSW SteelFerrous Metals | 0.74% | 1.03% |
| Ultratech CementCement & Cement Products | 0.72% | 1.98% |
| Adani EnterprisesMetals & Minerals Trading | 1.51% | 0.69% |
| Avenue SupermartsRetailing | 2.18% | 0.59% |
| Adani Ports and Special Economic ZoneTransport Infrastructure | 0.58% | 0.60% |
| Sun Pharmaceutical IndustriesPharmaceuticals & Biotechnology | 1.98% | 0.53% |
| Samvardhana Motherson InternationalAuto Components | 3.77% | 0.22% |
| Interglobe AviationTransport Services | 1.04% | 0.21% |
| Vedanta Oil and GasOil | 0.02% | 0.03% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on Aug 2026). Equity holdings only, ISIN-verified. Not investment advice.