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9 of 80 unique stocks in common · Jaccard: 11.3%
A weighted portfolio overlap of 8.93% indicates a low overlap (mostly different holdings). This means that out of every ₹100 you invest across these two schemes, approximately ₹8.93 is allocated to the exact same companies at the same relative proportions. The schemes share 9 common holdings.
The largest overlapping asset in their portfolios is ICICI Bank, which commands a weight of 2.95% in SBI Children's Fund - Investment Plan and 2.44% in SBI Retirement Benefit Fund - Conservative Hybrid Plan. Holding both schemes increases your concentration in ICICI Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in SBI Children's | in SBI Retirement |
|---|---|---|
| ICICI BankBanks | 2.95% | 2.44% |
| State Bank of IndiaBanks | 5.06% | 1.54% |
| Bajaj FinanceFinance | 3.28% | 1.16% |
| Kotak Mahindra BankBanks | 3.74% | 0.97% |
| Sona BLW Precision ForgingsAuto Components | 3.47% | 0.77% |
| Honeywell Automation IndiaIndustrial Manufacturing | 2.09% | 0.60% |
| Navin Fluorine InternationalChemicals & Petrochemicals | 1.22% | 0.59% |
| Jubilant FoodworksLeisure Services | 3.00% | 0.54% |
| Brigade Hotel VenturesLeisure Services | 0.44% | 0.32% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on Jul 2026). Equity holdings only, ISIN-verified. Not investment advice.