Lic Mf Children’S Fund vs Lic Mf Value Fund

A weighted portfolio overlap of 28.11% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹28.11 is allocated to the exact same companies at the same relative proportions. The schemes share 19 common holdings.

The largest overlapping asset in their portfolios is State Bank of India, which commands a weight of 2.40% in Lic Mf Children’S Fund and 3.34% in Lic Mf Value Fund. Holding both schemes increases your concentration in State Bank of India rather than expanding your diversification.

If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).