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11 of 74 unique stocks in common · Jaccard: 14.9%
A weighted portfolio overlap of 25.89% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹25.89 is allocated to the exact same companies at the same relative proportions. The schemes share 11 common holdings.
The largest overlapping asset in their portfolios is Axis Bank, which commands a weight of 10.10% in Kotak Services Fund and 6.78% in Templeton India Value Fund. Holding both schemes increases your concentration in Axis Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Kotak | in Templeton |
|---|---|---|
| Axis BankBanks | 10.10% | 6.78% |
| ICICI BankBanks | 9.78% | 4.67% |
| InfosysIT - Software | 4.35% | 3.45% |
| State Bank of IndiaBanks | 9.11% | 2.66% |
| HDFC BankBanks | 1.92% | 7.23% |
| Power Grid Corporation of IndiaPower | 7.66% | 1.60% |
| HCL TechnologiesIT - Software | 2.89% | 1.33% |
| Tata Consultancy ServicesIT - Software | 1.24% | 4.01% |
| PNB Housing FinanceFinance | 3.88% | 1.06% |
| NTPCPower | 0.70% | 2.04% |
| Bandhan BankBanks | 0.48% | 1.90% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.