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21 of 85 unique stocks in common · Jaccard: 24.7%
A weighted portfolio overlap of 39.09% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹39.09 is allocated to the exact same companies at the same relative proportions. The schemes share 21 common holdings.
The largest overlapping asset in their portfolios is HDFC Bank, which commands a weight of 7.98% in DSP Value Fund and 7.52% in UTI Value Fund. Holding both schemes increases your concentration in HDFC Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in DSP | in UTI |
|---|---|---|
| HDFC BankBanks | 7.98% | 7.52% |
| ICICI BankBanks | 7.92% | 6.49% |
| Mahindra & MahindraAutomobiles | 3.40% | 3.14% |
| Bharti AirtelTelecom - Services | 2.56% | 4.12% |
| Axis BankBanks | 2.12% | 3.87% |
| State Bank of IndiaBanks | 1.97% | 3.43% |
| Maruti Suzuki IndiaAutomobiles | 1.96% | 1.98% |
| Power Grid Corporation of IndiaPower | 1.57% | 1.79% |
| CiplaPharmaceuticals & Biotechnology | 1.53% | 1.69% |
| InfosysIT - Software | 1.26% | 3.38% |
| Bharat ElectronicsAerospace & Defense | 1.12% | 1.08% |
| HDFC Life Insurance CompanyInsurance | 2.08% | 1.02% |
| Oil & Natural Gas CorporationOil | 0.98% | 0.97% |
| Sun Pharmaceutical IndustriesPharmaceuticals & Biotechnology | 0.91% | 1.45% |
| Kotak Mahindra BankBanks | 0.90% | 3.94% |
| Larsen & ToubroConstruction | 0.89% | 0.95% |
| Bharat Petroleum CorporationPetroleum Products | 0.90% | 0.88% |
| Hero MotoCorpAutomobiles | 1.88% | 0.74% |
| EmamiPersonal Products | 0.90% | 0.72% |
| ITCDiversified FMCG | 2.25% | 0.53% |
| Tata Motors Passenger VehiclesAutomobiles | 0.33% | 0.65% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on Aug 2026). Equity holdings only, ISIN-verified. Not investment advice.