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21 of 109 unique stocks in common · Jaccard: 19.3%
A weighted portfolio overlap of 41.9% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹41.9 is allocated to the exact same companies at the same relative proportions. The schemes share 21 common holdings.
The largest overlapping asset in their portfolios is HDFC Bank, which commands a weight of 8.13% in DSP Large & Mid Cap Fund and 8.28% in UTI Value Fund. Holding both schemes increases your concentration in HDFC Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in DSP | in UTI |
|---|---|---|
| HDFC BankBanks | 8.13% | 8.28% |
| ICICI BankBanks | 8.62% | 5.84% |
| Axis BankBanks | 5.81% | 3.82% |
| State Bank of IndiaBanks | 2.79% | 3.44% |
| Kotak Mahindra BankBanks | 2.63% | 3.73% |
| Bharti AirtelTelecom - Services | 2.20% | 4.35% |
| The Phoenix MillsRealty | 1.69% | 1.80% |
| Mahindra & MahindraAutomobiles | 1.65% | 3.01% |
| ICICI Lombard General Insurance CompanyInsurance | 1.75% | 1.55% |
| CiplaPharmaceuticals & Biotechnology | 1.44% | 1.75% |
| InfosysIT - Software | 1.41% | 3.39% |
| Fortis HealthcareHealthcare Services | 1.35% | 1.60% |
| The Federal BankBanks | 1.26% | 1.25% |
| MphasisIT - Software | 1.22% | 1.72% |
| Samvardhana Motherson InternationalAuto Components | 1.58% | 0.99% |
| Tube Investments of IndiaAuto Components | 0.97% | 0.95% |
| Bharat Petroleum CorporationPetroleum Products | 1.17% | 0.84% |
| EmamiPersonal Products | 0.79% | 0.81% |
| Dalmia BharatCement & Cement Products | 0.57% | 1.04% |
| Maruti Suzuki IndiaAutomobiles | 0.46% | 2.20% |
| PI IndustriesFertilizers & Agrochemicals | 0.33% | 0.75% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.