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18 of 237 unique stocks in common · Jaccard: 7.6%
A weighted portfolio overlap of 18.93% indicates a low overlap (mostly different holdings). This means that out of every ₹100 you invest across these two schemes, approximately ₹18.93 is allocated to the exact same companies at the same relative proportions. The schemes share 18 common holdings.
The largest overlapping asset in their portfolios is Infosys, which commands a weight of 3.41% in Aditya Birla Sun Life Retirement Fund - The 40S Plan and 7.13% in UTI Nifty500 Shariah Index Fund. Holding both schemes increases your concentration in Infosys rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Aditya | in UTI |
|---|---|---|
| InfosysIT - Software | 3.41% | 7.13% |
| Sun Pharmaceutical IndustriesPharmaceuticals & Biotechnology | 2.67% | 3.34% |
| Ultratech CementCement & Cement Products | 2.91% | 2.38% |
| Hindalco IndustriesNon - Ferrous Metals | 2.30% | 2.86% |
| Oil & Natural Gas CorporationOil | 1.49% | 1.80% |
| Avenue SupermartsRetailing | 1.62% | 1.05% |
| CoforgeIT - Software | 1.31% | 0.87% |
| Fortis HealthcareHealthcare Services | 1.23% | 0.85% |
| Dixon Technologies (India)Consumer Durables | 1.11% | 0.83% |
| Torrent PharmaceuticalsPharmaceuticals & Biotechnology | 1.48% | 0.81% |
| Godrej Consumer ProductsPersonal Products | 0.61% | 0.72% |
| VoltasConsumer Durables | 0.89% | 0.50% |
| ThermaxElectrical Equipment | 0.99% | 0.34% |
| Sai Life SciencesPharmaceuticals & Biotechnology | 1.42% | 0.28% |
| Timken IndiaIndustrial Products | 0.67% | 0.23% |
| CEATAuto Components | 0.92% | 0.12% |
| Whirlpool of IndiaConsumer Durables | 0.70% | 0.11% |
| BirlasoftIT - Software | 0.36% | 0.09% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.