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25 of 112 unique stocks in common · Jaccard: 22.3%
A weighted portfolio overlap of 36.34% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹36.34 is allocated to the exact same companies at the same relative proportions. The schemes share 25 common holdings.
The largest overlapping asset in their portfolios is ICICI Bank, which commands a weight of 5.93% in Aditya Birla Sun Life Retirement Fund - The 40S Plan and 8.72% in ICICI Prudential Large Cap Fund. Holding both schemes increases your concentration in ICICI Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Aditya | in ICICI |
|---|---|---|
| ICICI BankBanks | 5.93% | 8.72% |
| HDFC BankBanks | 4.31% | 8.46% |
| InfosysIT - Software | 3.41% | 3.60% |
| Reliance IndustriesPetroleum Products | 3.33% | 5.41% |
| Ultratech CementCement & Cement Products | 2.91% | 2.69% |
| Sun Pharmaceutical IndustriesPharmaceuticals & Biotechnology | 2.67% | 2.65% |
| Axis BankBanks | 2.25% | 4.67% |
| Larsen & ToubroConstruction | 2.13% | 5.38% |
| NTPCPower | 1.80% | 2.38% |
| Oil & Natural Gas CorporationOil | 1.49% | 1.25% |
| Kotak Mahindra BankBanks | 2.07% | 1.21% |
| State Bank of IndiaBanks | 2.71% | 1.02% |
| Avenue SupermartsRetailing | 1.62% | 0.92% |
| SBI Life Insurance CompanyInsurance | 0.81% | 1.09% |
| EternalRetailing | 1.09% | 0.54% |
| Titan CompanyConsumer Durables | 1.13% | 0.43% |
| ICICI Lombard General Insurance CompanyInsurance | 1.72% | 0.40% |
| Godrej Consumer ProductsPersonal Products | 0.61% | 0.33% |
| VedantaDiversified Metals | 0.72% | 0.29% |
| Bajaj AutoAutomobiles | 1.70% | 0.17% |
| Malco EnergyOil | 0.16% | 0.13% |
| Vedanta Aluminium MetalNon - Ferrous Metals | 0.98% | 0.13% |
| Talwandi Sabo PowerPower | 0.10% | 0.13% |
| Apollo Hospitals EnterpriseHealthcare Services | 1.49% | 0.08% |
| Vedanta Iron And SteelFerrous Metals | 0.05% | 0.13% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.