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18 of 54 unique stocks in common · Jaccard: 33.3%
A weighted portfolio overlap of 63.85% indicates a significant overlap (largely the same bets). This means that out of every ₹100 you invest across these two schemes, approximately ₹63.85 is allocated to the exact same companies at the same relative proportions. The schemes share 18 common holdings.
The largest overlapping asset in their portfolios is HDFC Bank, which commands a weight of 11.79% in Aditya Birla Sun Life Banking And Financial Services Fund and 11.75% in Kotak Banking and Financial Services Fund. Holding both schemes increases your concentration in HDFC Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Aditya | in Kotak |
|---|---|---|
| HDFC BankBanks | 11.79% | 11.75% |
| ICICI BankBanks | 13.26% | 11.21% |
| Axis BankBanks | 8.25% | 8.08% |
| State Bank of IndiaBanks | 5.79% | 8.37% |
| Bajaj FinanceFinance | 5.66% | 5.73% |
| Shriram FinanceFinance | 4.99% | 4.66% |
| Kotak Mahindra BankBanks | 3.84% | 3.41% |
| Bank of MaharashtraBanks | 2.78% | 2.41% |
| SBI Life Insurance CompanyInsurance | 2.74% | 2.01% |
| Aptus Value Housing Finance IndiaFinance | 1.94% | 1.62% |
| Billionbrains Garage VenturesCapital Markets | 2.23% | 1.39% |
| RBL BankBanks | 1.22% | 1.51% |
| Computer Age Management ServicesCapital Markets | 1.09% | 0.91% |
| Ujjivan Small Finance BankBanks | 0.81% | 1.93% |
| Prudent Corporate Advisory ServicesCapital Markets | 0.81% | 1.09% |
| IndusInd BankBanks | 0.77% | 2.36% |
| Home First Finance Company IndiaFinance | 1.17% | 0.73% |
| Karur Vysya BankBanks | 0.62% | 1.84% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.