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20 of 49 unique stocks in common · Jaccard: 40.8%
A weighted portfolio overlap of 56.24% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹56.24 is allocated to the exact same companies at the same relative proportions. The schemes share 20 common holdings.
The largest overlapping asset in their portfolios is ICICI Bank, which commands a weight of 13.26% in Aditya Birla Sun Life Banking And Financial Services Fund and 9.22% in DSP Banking & Financial Services Fund. Holding both schemes increases your concentration in ICICI Bank rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Aditya | in DSP |
|---|---|---|
| ICICI BankBanks | 13.26% | 9.22% |
| Axis BankBanks | 8.25% | 7.95% |
| State Bank of IndiaBanks | 5.79% | 5.06% |
| Shriram FinanceFinance | 4.99% | 4.68% |
| HDFC BankBanks | 11.79% | 4.61% |
| Bajaj FinanceFinance | 5.66% | 4.45% |
| Kotak Mahindra BankBanks | 3.84% | 4.64% |
| SBI Life Insurance CompanyInsurance | 2.74% | 4.22% |
| PB FintechFinancial Technology (Fintech) | 2.65% | 3.93% |
| Bank of MaharashtraBanks | 2.78% | 2.56% |
| PNB Housing FinanceFinance | 2.71% | 2.31% |
| City Union BankBanks | 2.17% | 3.55% |
| Ujjivan Small Finance BankBanks | 0.81% | 3.82% |
| Tata CapitalFinance | 2.13% | 0.81% |
| Prudent Corporate Advisory ServicesCapital Markets | 0.81% | 1.33% |
| Canara Robeco Asset Management Co Ltd/IndiaCapital Markets | 0.80% | 0.72% |
| Karur Vysya BankBanks | 0.62% | 2.18% |
| Billionbrains Garage VenturesCapital Markets | 2.23% | 0.21% |
| ICICI Prudential Asset Management CompanyCapital Markets | 1.78% | 0.02% |
| Bajaj FinservFinance | 0.99% | 0.01% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.