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11 of 126 unique stocks in common · Jaccard: 8.7%
A weighted portfolio overlap of 17.08% indicates a low overlap (mostly different holdings). This means that out of every ₹100 you invest across these two schemes, approximately ₹17.08 is allocated to the exact same companies at the same relative proportions. The schemes share 11 common holdings.
The largest overlapping asset in their portfolios is Reliance Industries, which commands a weight of 4.03% in Aditya Birla Sun Life Bal Bhavishya Yojna and 4.35% in DSP India T.I.G.E.R. Fund. Holding both schemes increases your concentration in Reliance Industries rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Aditya | in DSP |
|---|---|---|
| Reliance IndustriesPetroleum Products | 4.03% | 4.35% |
| Bharti AirtelTelecom - Services | 2.69% | 2.58% |
| Larsen & ToubroConstruction | 2.39% | 3.99% |
| Rainbow Childrens MedicareHealthcare Services | 1.54% | 2.03% |
| Samvardhana Motherson InternationalAuto Components | 1.20% | 1.25% |
| Max Financial ServicesInsurance | 1.15% | 1.83% |
| Hindustan AeronauticsAerospace & Defense | 1.11% | 2.18% |
| Jindal SteelFerrous Metals | 1.04% | 1.59% |
| Welspun CorpIndustrial Products | 2.16% | 0.94% |
| Century Plyboards (India)Consumer Durables | 1.36% | 0.68% |
| Ambuja CementsCement & Cement Products | 1.23% | 0.42% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.