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6 of 87 unique stocks in common · Jaccard: 6.9%
A weighted portfolio overlap of 8.69% indicates a low overlap (mostly different holdings). This means that out of every ₹100 you invest across these two schemes, approximately ₹8.69 is allocated to the exact same companies at the same relative proportions. The schemes share 6 common holdings.
The largest overlapping asset in their portfolios is Reliance Industries, which commands a weight of 1.91% in Tata Resources & Energy Fund and 4.02% in Tata Retirement Savings Fund-Progressive Plan. Holding both schemes increases your concentration in Reliance Industries rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Tata Resources | in Tata Retirement |
|---|---|---|
| Reliance IndustriesPetroleum Products | 1.91% | 4.02% |
| Adani PowerPower | 4.41% | 1.77% |
| Coal IndiaConsumable Fuels | 1.99% | 1.62% |
| Fujiyama Power SystemsElectrical Equipment | 1.24% | 1.50% |
| Oil IndiaOil | 1.10% | 1.71% |
| Grasim IndustriesCement & Cement Products | 1.58% | 1.05% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on May 2026). Equity holdings only, ISIN-verified. Not investment advice.