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16 of 64 unique stocks in common · Jaccard: 25%
A weighted portfolio overlap of 29.95% indicates a moderate overlap (a meaningful shared core). This means that out of every ₹100 you invest across these two schemes, approximately ₹29.95 is allocated to the exact same companies at the same relative proportions. The schemes share 16 common holdings.
The largest overlapping asset in their portfolios is Reliance Industries, which commands a weight of 22.69% in Tata BSE Select Business Groups Index Fund and 7.83% in UTI Nifty 50 Index Fund. Holding both schemes increases your concentration in Reliance Industries rather than expanding your diversification.
If the overlap is above 30%, it is typically because both schemes benchmark to the same index (e.g. Nifty 50 or Nifty LargeMidcap 250) or overlap in their top large-cap picks. To improve your portfolio's diversification, consider allocating one of these tranches to a category with lower structural correlation (such as a mid-cap, small-cap, or international equity fund).
| Stock | in Tata | in UTI |
|---|---|---|
| Reliance IndustriesPetroleum Products | 22.69% | 7.83% |
| Larsen & ToubroConstruction | 12.80% | 4.30% |
| Mahindra & MahindraAutomobiles | 8.07% | 2.66% |
| Tata Consultancy ServicesIT - Software | 5.11% | 2.22% |
| Titan CompanyConsumer Durables | 4.46% | 1.91% |
| Tata SteelFerrous Metals | 3.24% | 1.38% |
| Hindalco IndustriesNon - Ferrous Metals | 3.97% | 1.33% |
| Ultratech CementCement & Cement Products | 3.68% | 1.23% |
| Grasim IndustriesCement & Cement Products | 3.37% | 1.15% |
| JSW SteelFerrous Metals | 3.31% | 1.11% |
| Adani Ports and Special Economic ZoneTransport Infrastructure | 3.27% | 1.07% |
| Tech MahindraIT - Software | 2.81% | 0.94% |
| TrentRetailing | 2.03% | 0.87% |
| Adani EnterprisesMetals & Minerals Trading | 2.66% | 0.75% |
| Tata Consumer ProductsAgricultural Food & Other Products | 1.43% | 0.61% |
| Tata Motors Passenger VehiclesAutomobiles | 1.42% | 0.59% |
Weighted overlap = Σ min(weight in fund A, weight in fund B) across shared stocks, from each fund's latest public monthly portfolio (as on Aug 2026). Equity holdings only, ISIN-verified. Not investment advice.