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Solution-OrientedVery High RiskNippon India Mutual Fund

Nippon India Retirement Fund - Income Generation Scheme

Portfolio as on Aug 2026 · 21 equity positions

Equity positions
21
Equity value
₹28 Cr
Top holding
3.05%
ICICI Bank Ltd
NAV per unit
₹23.20
Aug 2026
Avg AUM
₹141.42 Cr
Expense ratio
0.98% p.a.
Own another fund too? See how much they overlap →

The portfolio at a glance

Nippon India Retirement Fund - Income Generation Scheme is a Solution-Oriented scheme from Nippon India MF. Its Aug 2026 portfolio holds 21 stocks, and its average assets under management are ₹141.42 Cr.

Its largest position is ICICI Bank at 3.05% of the portfolio, and the ten largest together make up 15.05%.

By sector, Banks is the largest at 39.91% of the equity portfolio, followed by Petroleum Products (8.08%) and Auto Components (6.93%).

Hold other funds too? The fund overlap tool shows how many of these stocks they share. A scheme's official riskometer is in its factsheet on the fund house's website.

NAV history

₹23.15 per unit -0.5% vs Oct '25

Last 365 days · daily NAV from AMFI · Nippon India Retirement Fund - Income Generation Scheme

₹22.22₹23.06₹23.90Oct '25Dec '25Mar '26Jun '26Sep '26

Performance & risk

Annualized return
-0.6%
Volatility
4.8%
Sharpe ratio
-1.48
Beta
0.28
explains 57% of moves
Alpha
-2.4%
vs. benchmark, annualized

Based on ~11 months of weekly NAV history from AMFI. Volatility is the annualized standard deviation of NAV returns. Sharpe ratio and alpha assume a 6.5% risk-free rate. Beta measures how much the fund moves with its benchmark (1.0 = in step); alpha is the return above what that beta would predict. Measured against the NAV of Kotak Nifty 50 Index Fund, standing in for the NIFTY 50 itself. A tracker's NAV is the index minus its running costs, so this compares funds against an investable benchmark rather than a costless one. Past performance does not guarantee future returns — not investment advice.

Sector allocation

Banks: 40% · ₹11 Cr · 4 fundsPetroleum Products: 8% · ₹2 Cr · 1 fundsAuto Components: 7% · ₹2 Cr · 2 fundsConstruction: 7% · ₹2 Cr · 1 fundsIT - Software: 6% · ₹2 Cr · 2 fundsConsumer Durables: 6% · ₹2 Cr · 2 fundsPower: 5% · ₹2 Cr · 1 fundsOther: 21% · ₹6 Cr · 8 funds
21stocks
  • Banks40%
  • Petroleum Products8%
  • Auto Components7%
  • Construction7%
  • IT - Software6%
  • Consumer Durables6%
  • Power5%
  • Other21%

Top holdings

Top 10 holdings make up 15.0% of the portfolio · top 5 = 9.7%.

21 stocks
#
1ICICI BankBanks₹4.36 Cr
3.05%
2State Bank of IndiaBanks₹3.18 Cr
2.23%
3Reliance IndustriesPetroleum Products₹2.30 Cr
1.61%
4HDFC BankBanks₹2.13 Cr
1.49%
5Larsen & ToubroConstruction₹1.92 Cr
1.34%
6Axis BankBanks₹1.69 Cr
1.18%
7Samvardhana Motherson InternationalAuto Components₹1.64 Cr
1.15%
8NTPCPower₹1.56 Cr
1.09%
9EternalRetailing₹1.41 Cr
0.99%
10Mahindra & MahindraAutomobiles₹1.31 Cr
0.92%
11Dixon Technologies (India)Consumer Durables₹1.11 Cr
0.78%
12InfosysIT - Software₹1.04 Cr
0.73%
13Cummins IndiaIndustrial Products₹1.02 Cr
0.71%
14Tata Consultancy ServicesIT - Software₹71.98 L
0.50%
15SBI Life Insurance CompanyInsurance₹60.92 L
0.43%
16Mishra Dhatu NigamAerospace & Defense₹57.70 L
0.40%
17Crompton Greaves Consumer ElectricalsConsumer Durables₹47.18 L
0.33%
18Kaynes Technology IndiaIndustrial Manufacturing₹41.38 L
0.29%
19Sun Pharmaceutical IndustriesPharmaceuticals & Biotechnology₹39.70 L
0.28%
20Tube Investments of IndiaAuto Components₹33.36 L
0.23%
21Apollo Hospitals EnterpriseHealthcare Services₹26.70 L
0.19%

Nippon India Retirement Fund - Income Generation Scheme — FAQ

What are the top holdings of Nippon India Retirement Fund - Income Generation Scheme?
Nippon India Retirement Fund - Income Generation Scheme holds 21 equity positions; the largest is ICICI Bank Ltd at 3.05% of the portfolio, as on Aug 2026. Information only, not investment advice.
How concentrated is Nippon India Retirement Fund - Income Generation Scheme?
Its single largest equity position is ICICI Bank Ltd, at 3.05% of the fund's disclosed portfolio.
As of when is this Nippon India Retirement Fund - Income Generation Scheme portfolio?
Portfolio as on Aug 2026, taken from Nippon India Mutual Fund's public monthly portfolio disclosure.
What is the NAV of Nippon India Retirement Fund - Income Generation Scheme?
The latest NAV (Net Asset Value) of Nippon India Retirement Fund - Income Generation Scheme is ₹23.20 per unit, as on Aug 2026, sourced from AMFI's public scheme data. NAV changes daily with market movements. Information only, not investment advice.
What is the AUM of Nippon India Retirement Fund - Income Generation Scheme?
Nippon India Retirement Fund - Income Generation Scheme has a Monthly Average AUM (Assets Under Management) of ₹141.42 Cr, as per AMFI's latest published data. AUM reflects the total market value of all assets managed across all plans of this scheme. Information only, not investment advice.
What is the expense ratio of Nippon India Retirement Fund - Income Generation Scheme?
Nippon India Retirement Fund - Income Generation Scheme has a Total Expense Ratio (TER) of 0.98% p.a., as disclosed to AMFI. The TER is the annual cost of running the fund, deducted daily from the NAV. A lower TER means more of the fund's return flows to investors. Information only, not investment advice.
What is the 1-year NAV return of Nippon India Retirement Fund - Income Generation Scheme?
Nippon India Retirement Fund - Income Generation Scheme's NAV moved from ₹23.26 (Oct 2025) to ₹23.15 (Sep 2026), a change of -0.5% over approximately one year. NAV data sourced from AMFI. Past performance is not indicative of future returns. Information only, not investment advice.
What is the Sharpe ratio of Nippon India Retirement Fund - Income Generation Scheme?
Based on roughly 11 months of NAV history, Nippon India Retirement Fund - Income Generation Scheme has an annualized return of about -0.6% with 4.8% annualized volatility, giving a Sharpe ratio of -1.48 (assuming a 6.5% risk-free rate). A higher Sharpe ratio means more return per unit of risk taken. Past performance is not indicative of future returns.
What are the beta and alpha of Nippon India Retirement Fund - Income Generation Scheme?
Nippon India Retirement Fund - Income Generation Scheme has a beta of 0.28 and an annualized alpha of -2.4%. Beta measures how much the fund moves with its benchmark — 1.0 means it moves in step, above 1.0 amplifies it. Alpha is the return above what that beta would predict. Measured against the NAV of Kotak Nifty 50 Index Fund, standing in for the NIFTY 50 itself. A tracker's NAV is the index minus its running costs, so this compares funds against an investable benchmark rather than a costless one. Alpha assumes a 6.5% risk-free rate. The benchmark explains 57% of this fund's movement. Past performance is not indicative of future returns. Information only, not investment advice.

Similar funds

How much does Nippon Retirement Fund - Income Generation overlap with HDFC Children's? →

Equity holdings only, ISIN-verified, from Nippon India Mutual Fund's public monthly portfolio disclosure (Aug 2026). Not investment advice.
Weight = the position as a % of this fund's portfolio. Values in ₹: L = Lakh (1,00,000), Cr = Crore (1,00,00,000).